Case study
Lending platform with automated KYC and credit scoring
Finlytics · Fintech · Web, AI, Cloud · 2025
Challenge
Loan applications were reviewed by hand from PDF uploads. Approvals took three days and compliance checks were inconsistent across branches.
Solution
A React portal and Node.js services with Aadhaar and PAN verification, bureau integration and a scoring model that routes edge cases to underwriters.
Results
- 4 min
- average approval time
- 92%
- applications auto-decided
- 0
- major incidents since launch
- 3×
- monthly loan volume
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